🏦 Saturday Bank Holidays in India – Kya Kya band rehta Hai?

byjhanshi rani -
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🏦 Saturday Bank Holidays in India – Kya Kya band rehta Hai?


ATM and bank board with "Closed" sign on Saturday – 2nd and 4th Saturday rule visual



Aksar log confusion mein rehte hain ki 2nd aur 4th Saturday ko banks band kyun hote hain? Aur kya digital services affect hoti hain? Chaliye, sab details me asaan tarike se jaan lete hain.


🗓️ 📌 RBI Rules – Saturday Schedule

  • RBI ke 2015 ke notification ke mutabiq:

    • 2nd aur 4th Saturday – Bank Holiday (banks band)

    • 1st, 3rd aur 5th Saturdays – banks khule rehte hain


🔔 Example:

Agar month mein 5 Saturdays aaye, jaise May ya August etc., toh 5th Saturday pe banks khule rehte hain .

✅ Kya Kya Closed Rehta Hai?

Service Type

Status on 2nd/4th Saturday

Bank branches (PSU/private)

❌ Closed

RTGS from branch

❌ Suspended

NEFT via branch

❌ On hold

Cheque clearing at counters

❌ Nahi hota


Kya Kya Khula Rehta Hai?

  • UTI / IMPS / UPI / Net-banking – ✅ 24×7 active

  • ATMs – ✅ Available

  • Cheque drop boxes – ✅ Open

  • RTGS/NEFT online mode – Branch dependent; online version available hota hai


Extra Closures on Public/Regional Holidays?

Agar 2nd ya 4th Saturday kisi public holiday jaise Eid, Muharram, Independence Day, state festivity par padta hai, toh bhi bank bandi continue hoti hai – koi compensatory working day nahi milta


Bank Holiday Schedule – Easy Guide

  • 2nd & 4th Saturday → Banks band

  • 1st, 3rd, 5th Saturday → Banks khule (unless special)

  • Sundays → Hamesha band

Public/National/state holidays → Banks band everywhere


⏱️ Aapko Kya Plan Karna Hai?

  • Physical banking agar zaroori ho to avoid karein 2nd/4th Saturdays aur Sundays.

  • Digital modes se kaam chalaiye: IMPS, UPI, Net banking 24×7 available hain.

  • NEFT/RTGS ki urgency hoge? → Plan karein weekdays pe


🎯 Final Takeaway

2nd & 4th Saturdays aur Sundays pe bank branches band rahte hain, lekin digital banking services unchanged rehte hain throughout. Agar aap plan apne banking tasks ka, toh aap time pe kaam nipta sakte hain bina kisi tension ke.


Yeh bhi padha:

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